Expensive new Years Resolutions
New Years is a time of change. Of progress. Of resolution. Yes, that's the key word: a time for people to resolve to be something better than the are, to introduce better, more decent, healthier options and goals to their lives. Sometimes these succeed, sometimes these fail. That's life.
And when they succeed, well, good - so long as the resolution was good for the person, anyway. Success often brings with it another element, however: a hit to your bank account. Yes, some New Years resolutions cost money, sucking away moollah to make the person's wishes come true. Most things in this world cost money, after all, and the desires of a New Years resolution are no different.
Which ones cost the most? Let's have a look.
I will exercise more this year. On the surface, this can be relatively cheap. Get a pair of shoes and go jogging. Do situps in your living room. Clean your house, for pity's sake, and you'll get a workout. Most people, however, have no concept of exercising without spending money, and thus will sign up for a gym. Or get a personal trainer. Or buy a load of equipment they may never use. Sigh.
I will eat healthier this year. A noble goal, as much for your gut as for your self-esteem. Problem is, the weight loss fad world is one of cash, and anybody who tries out healthier, TRENDY alternatives to their normal foods will probably pay more. (Fortunately, this isn't true of those who are wise enough to introduce lots of plain ol' veggies into their life.)
I will move out this year. The fervent wish of most budding youngsters who are looking for a measure of independence, and a step that should, eventually, be taken. But man oh man, does it cost a lot.. particularly when you're starting out as, say, a customer service rep at Walmart...
I will go back to school this year. A great goal, this, but have you looked at tuition numbers lately? Unless you can manage to snag a scholarship, which still won't cut every cost, this is a pricey path to pave. Ultimately beneficial, in most cases, but brutal - especially since you won't be earning as much while going to school.
I will upgrade my computer/car/apartment/house/whatever this year. Yes, perhaps the upgrade is overdue, but they always cost money. And before you go spending the money, make sure it's worth the price - sometimes the old thing is just fine where it is.
I will ask him/her to marry me this year. Weddings, even the cheap ones, cost thousands of dollars. 'nough said.
I will bring a child into my life this year. Whether through pregnancy or adoption. Before you take this step,have a look at this baby cash calculator.Even following the bottom line, you're going to incur more than $100,000 worth of costs, on average, before that kid reaches 18. And for the first year? Several thousand, at least. Yikes.
Last, I will give more to charity this year. The cost here is self explanatory. Noble, and worth doing, but costly. Even if you contributed just a dollar a day to some worthy cause you'd be spending $365, and charity usually expects a bit more than that.
In conclusion? If you want to save money? Make an easy resolution. Like brushing your teeth every day. Well, wait, that racks up toothpaste costs. And replacement toothbrushes. Okay, so maybe resolve to take transit rather than using your car. But transit costs are pretty high, too... maybe resolve to go green and get energy-efficient appliances to save on your monthly bills? But wait, that means you have to REPLACE everything...
